NEWMoving abroad? Get your case researched against the law as it stands, not a two year old blog postTry it
EXPATLIFE.AI
GuidesAssessmentCompareBlog
🏠

🇮🇳 India

Housing

Housing in India is remarkably affordable compared to Western standards. Options range from ₹8,000/month studios to luxury apartments at ₹1,00,000+.

Data verified August 13, 2026

₹15,000–₹40,000/mo

1-BR (City Center)

$180–$480

₹8,000–₹20,000/mo

1-BR (Outside Center)

$96–$240

2–10 months

Security Deposit

Mumbai: 6–10 months typical

+₹5,000–₹15,000/mo

Furnished Apartment

Premium over unfurnished

₹15,000–₹35,000/mo

Coliving (Goa/Bangalore)

$180–$420 all-inclusive

Overview

Housing in India is remarkably affordable compared to Western standards. Options range from ₹8,000/month studios to luxury apartments at ₹1,00,000+. The rental market is landlord-friendly with security deposits of 2–10 months depending on the city. Platforms like NoBroker, MagicBricks, and 99acres are the main listing sites.

Key Takeaways

  • Mumbai demands 6–10 months security deposit upfront (refundable) - the highest in India; Bangalore is 2–3 months; Goa is 1–2 months
  • NoBroker.com: India's largest broker-free platform - direct landlord listings, no brokerage fees; best for Bangalore, Mumbai, Pune, Chennai
  • Bangalore coliving: Zolo Stays, Stanza Living, CoHo - ₹12,000–₹30,000/mo ($145–$360) including furnished room, WiFi, meals, and cleaning
  • Electricity: ₹1,000–₹4,000/mo ($12–$48) depending on AC usage - AC-heavy months (Apr–Jun) push bills higher
1

Understanding the Rental Market

India's rental market operates on local conventions that vary significantly by city. Mumbai is notorious for high deposits, while Goa and Bangalore are more expat-friendly.

  • Mumbai demands 6–10 months security deposit upfront (refundable) - the highest in India; Bangalore is 2–3 months; Goa is 1–2 months
  • Most apartments are unfurnished (no furniture, sometimes no kitchen appliances); semi-furnished and furnished options cost 30–50% more
  • Lease agreements are typically 11 months (to avoid registration requirements) with annual renewal and 5–10% rent increases
  • Maintenance charges (₹2,000–₹8,000/mo) cover building upkeep, water, security, and common area electricity - always ask about these
  • Rent is usually paid monthly via bank transfer or UPI; post-dated checks are common for traditional landlords
2

Finding an Apartment

Online platforms have largely replaced traditional brokers in major cities, though agents still play a role in premium properties.

  • NoBroker.com: India's largest broker-free platform - direct landlord listings, no brokerage fees; best for Bangalore, Mumbai, Pune, Chennai
  • MagicBricks and 99acres: Traditional listing portals with both direct and broker listings; wider coverage including smaller cities
  • Facebook groups: 'Expats in Goa', 'Bangalore Expats', 'Mumbai Flats & Flatmates' have active housing posts and local recommendations
  • For Goa: Many properties are found through word of mouth, local contacts, or WhatsApp groups - arriving first and apartment-hunting in person works best
  • Traditional brokers charge 1–2 months rent as commission; NoBroker and direct listings save this cost entirely
3

Coliving & Serviced Apartments

India's coliving scene has exploded, especially in Bangalore and Goa. These all-inclusive options are ideal for expats who want hassle-free setup with community built in.

  • Bangalore coliving: Zolo Stays, Stanza Living, CoHo - ₹12,000–₹30,000/mo ($145–$360) including furnished room, WiFi, meals, and cleaning
  • Goa coliving: NomadGao, The Hosteller, Zostel Long Stay - ₹15,000–₹35,000/mo ($180–$420) with coworking, events, and community
  • Mumbai serviced apartments: OYO Life, Nestaway - ₹20,000–₹50,000/mo ($240–$600) for furnished apartments with zero deposit or 1-month deposit
  • Most coliving spaces include meals (breakfast/dinner), housekeeping, laundry, and high-speed WiFi in the monthly rent
  • Minimum stay is usually 1 month; discounts available for 3-month and 6-month commitments
4

Utilities & Internet

Utilities are extremely affordable in India. The main consideration is reliable electricity and internet, which are excellent in major cities but variable in smaller towns.

  • Electricity: ₹1,000–₹4,000/mo ($12–$48) depending on AC usage - AC-heavy months (Apr–Jun) push bills higher
  • Water: Usually included in maintenance charges; separately ₹200–₹500/month
  • Internet (fiber): Jio Fiber, Airtel Xstream, ACT Fibernet - ₹500–₹1,500/mo ($6–$18) for 100–300 Mbps unlimited
  • Mobile data: Jio or Airtel prepaid at ₹299/mo ($3.60) for unlimited calls + 2GB/day 4G/5G data - incredibly cheap by global standards
  • Power cuts: Common in Goa and smaller cities (1–3 hours/day in monsoon); invest in a UPS/inverter or choose apartments with generator backup
FAQs

Common Questions - Housing in India

Personal Relocation Assessment

Can you actually move to India?

This page is general. A Personal Relocation Assessment is not: our relocation expert researches your nationality, income and timeline against the law as it stands and names the instrument behind every figure.

Get my assessment

Find Your Perfect City with AI

Describe your lifestyle and our AI matches you to the best expat cities - then simulates a full day there.

Take the Free Quiz

Expat Insights, Weekly

Visa updates, cost-of-living data, and expat stories from India in your inbox.

More India Guides

🇮🇳

Ready to explore India?

Browse our city guides to find the perfect base for your expat life in India.

Ask about housing in India...