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🇬🇷 The expat guide · 2026

Greece.

Ancient history, island paradise, and a surprisingly affordable Mediterranean life

Global Safety Rank

#45

2026 Global Peace Index

2026 Tax Reform

€1.6B package

Law 5246/2025: all brackets cut 2pp; new 39% band €40K–€60K; 0% under-25 up to €20K; 0% large families

Top Rate Threshold

44% at €60K

Was €40K; new 39% interim band at €40-60K (2026)

Digital Nomad Visa

€3,500/mo

Consulate-only since 5 Feb 2026 (Law 5275). +20% spouse, +15%/child. €1,000 fee + €150/family member.

Monthly Budget (Athens)

from €1,400

Single expat, comfortable

Golden Visa (tiered)

€800K / €400K / €250K

Attica/Thessaloniki/major islands €800K; elsewhere €400K; conversions €250K. Min 120 m². STR BANNED — €50,000 fine + residency loss.

Property Prices

€4.5K-€8K/m² Athens

Thessaloniki €2.3K-€3K/m²; Crete €2K-€3.5K/m²

Min Wage

€920/mo

April 2026 (+4.5% from €880). 6th increase since 2022 (cumulative +41.5%).

Flat Tax Options

7% retirees / €100K HNWI

7% on ALL foreign income (15yr). €100K/yr HNWI (15yr, +€20K per family, €500K Greek investment). 50% income exemption for workers (7yr).

Years to Citizenship

7 years

B1 Greek + PEGP exam (70% pass mark). 3 years for spouses of Greek citizens.

Verified June 15, 2026

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Beautiful sunset over the sea with palm trees in Korfu, Greece.
Living in Greece

Why move to Greece?

Greece offers a rare combination: a cradle of Western civilization with 6,000 islands, 300+ days of sunshine, and a cost of living that undercuts most of Western Europe. Major 2026 changes: Golden Visa tiers €800K (Attica, Thessaloniki, Mykonos, Santorini, islands >3,100 pop) / €400K (elsewhere) / €250K (conversions only) with 120 m² minimum and no short-term rental allowed; Digital Nomad Visa must now be applied at consulate (Law 5275/2026, Feb 2026, no in-country conversion); minimum wage rose to €920/mo (April 2026); IRPF brackets reformed by Law 5246/2025 — middle bands cut 2 pp, new 39% band at €40K–€60K, 0% for under-25 workers up to €20K. Three tax regimes attract expats: 7% flat tax on all foreign income (retirees, 15 yrs), €100K/yr HNWI non-dom (15 yrs, requires €500K Greek investment), 50% income exemption for workers transferring residency (7 yrs). Short-term rental bans in central Athens (extended through 2026) and Thessaloniki (from 1 Mar 2026) are reshaping the housing market.

At a glance

The Greece basics

10 essentials every expat should know — from the practical to the political.

Capital
Athens
Population
10.4 million
Currency
Euro (€)
Official Language
Greek
English
Widely spoken in cities and tourist areas
Time Zone
EET/EEST (UTC+2 / UTC+3 summer)
Climate
Mediterranean — hot dry summers, mild winters
EU & Schengen
Yes — since 1981
Avg. Internet Speed
~93 Mbps
Emergency Number
112
Why expats choose it

9 reasons people stay longer than they planned

The pull of Greece isn't one big thing — it's a stack of small ones, each compounding the others.

☀️

300+ Days of Sunshine

Greece is one of the sunniest countries in Europe. Athens averages 2,800 hours of sun per year; the islands even more. Mild winters mean outdoor living is possible almost year-round.

💰

Genuine Affordability

Athens is significantly cheaper than Lisbon, Berlin, or Barcelona. A comfortable single expat lifestyle — rent, food, transport, health insurance — runs €1,400–€2,200 per month in Athens, less elsewhere.

🏛️

Living History

No other country on Earth packs this density of ancient sites, Byzantine churches, and classical ruins into daily life. The Acropolis is visible from central Athens. History is the backdrop, not a museum exhibit.

🏝️

Island Life Within Reach

From Athens you can island-hop by ferry across 200+ inhabited islands — Santorini, Mykonos, Rhodes, Corfu. Weekend escapes are cheap, frequent, and extraordinarily beautiful.

🥗

World-Class Mediterranean Diet

Fresh olive oil, seafood caught that morning, mountain herbs, local cheese, and some of the best wine and spirits in Europe — all at prices that feel laughably low compared to northern Europe.

🛂

Multiple Visa Pathways

Non-EU expats have clear routes: Digital Nomad Visa (€3,500/mo, must apply at consulate since Feb 2026), FIP visa (€3,500/mo passive income), Golden Visa (€400K-€800K property), and new Tech/Talent visas (Law 5275/2026). EU citizens need nothing.

📉

Three Expat Tax Regimes

Greece offers three compelling tax options: (1) 7% flat tax on all foreign pension income for 15 years (retirees), (2) €100,000/yr flat tax on all foreign income for 15 years (HNWI, requires €500K Greek investment), (3) 50% income exemption on Greek employment/business income for 7 years (workers transferring tax residency).

🤝

Warm, Hospitable Culture

Greek hospitality (filoxenia) is legendary. Locals are genuinely warm to foreigners. Expat communities are well-established in Athens and on the islands, making integration far easier than in many European countries.

✈️

Excellent European Connectivity

Athens International Airport (ATH) serves 200+ direct destinations. Budget carriers and ferries make Greece a springboard for exploring all of Europe and the Middle East.

Where to land

4 cities, 4 different lives

Pick the rhythm that fits — capital buzz, beach mornings, or a slow-living escape.

Deep dives

Everything, in plain words

Visa rules, healthcare, schools, taxes — written like a friend would explain it, not like a brochure.

🛂

Visa & Residency

Greece offers multiple expat pathways. Major 2026 changes (Law 5275/2026): Digital Nomad Visa must now be applied at consulate (no in-country), new Tech Visa and Talent Visa categories, stricter documentation. Golden Visa thresholds: €800K (Athens/Thessaloniki/Mykonos/Santorini), €400K (rest of Greece), €250K (conversions/historic buildings) — min 120sqm, Airbnb banned on GV properties. After 7 years: Greek citizenship (B1-B2 language + PEG exam).

Read
🏥

Healthcare

Greece has a public healthcare system (ESY — Ethniko Systima Ygeias) that provides free or heavily subsidised care to registered residents. However, years of austerity have stretched public hospitals, and most expats supplement with private health insurance or use private clinics for non-emergency care. Private healthcare in Greece is excellent quality and significantly cheaper than in northern Europe or the US.

Read
💰

Cost of Living

Greece's cost of living is significantly lower than most of Western Europe, while offering a quality of life that punches well above its price point. Athens is the most expensive Greek city, comparable in cost to Porto or Lisbon, while Thessaloniki and Crete cost 20–30% less. The headline financial draw for many expats is Greece's flat 7% income tax on all foreign-sourced income for qualifying new residents — a regime designed to attract retirees and internationally mobile earners.

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🏠

Housing

Greece's rental market has tightened significantly in Athens and on premium islands since 2022, driven by short-term rental (Airbnb) pressure and Golden Visa-fuelled property investment. That said, rents in Thessaloniki, Crete, and non-central Athens areas remain very affordable by European standards. Long-term (12-month) rental contracts are standard and provide strong tenant protections under Greek law.

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💼

Work & Business

Greece's job market is smaller than northern European economies, with lower average wages but improving conditions. EU citizens can work freely in any sector. Non-EU citizens need a work permit tied to a specific employer or self-employment registration. The growing startup scene in Athens, the expanding tourism sector, and the rise of remote work are creating new opportunities for skilled English-speaking expats.

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🌆

Daily Life

Daily life in Greece is one of the genuine pleasures of expat existence in Europe. The culture is warm, the food extraordinary, the social pace relaxed, and the natural beauty overwhelming. Mediterranean lifestyle means outdoor living, long dinners that stretch into the night, and a genuine sense of community — particularly in smaller cities and islands.

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✈️

Moving Guide

Moving to Greece requires planning your visa pathway first, then tackling the administrative steps — tax number, social security, residency registration — in the right order. The Greek bureaucracy has a reputation for slowness, but with the right preparation and (ideally) a local English-speaking lawyer or relocation agent, the process is manageable. Athens and Thessaloniki have the strongest infrastructure for new arrivals.

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📚

Education

Greece's education system spans free public schooling, a well-developed private tutoring sector (frontistiria), and several international schools in Athens and Thessaloniki. The country has a strong university tradition — Aristotle University of Thessaloniki is the largest in the Balkans. For expat families, international schools provide continuity with home-country curricula, while the public system offers free education and Greek language immersion.

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🌅

Lifestyle

The Greek lifestyle is a masterclass in living well: long meals that stretch into the night, coffee that lasts for hours, island escapes on a whim, and a culture that genuinely prioritises enjoyment of life over relentless productivity. Expats consistently report that the greatest surprise about living in Greece is not the antiquity or the beaches — it is the quality of daily life at a price that feels almost unfair.

Read
📈

Investing

Everything expats need to know about investing in Greece — from property and stocks to tax-efficient strategies, brokerage access, and building wealth abroad.

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Plan your move

Tools to plan your move to Greece

Practical tools to turn an idea into a real plan — pick a season, time your visa, build a budget, even live a day before you go.

Rankings

Where Greece ranks

See where Greece sits in our independent expat rankings — cost, safety, healthcare, and more.

FAQ

Honest answers

The questions everyone asks before they pack a single box.

How much does it cost to live in Greece as an expat?
The estimated monthly budget for a single expat in Greece is from €1,400 (Single expat, comfortable). This includes rent, food, transport, and leisure. Costs vary significantly by city — popular expat cities include Athens, Thessaloniki, Crete, Rhodes.
What visa do I need to move to Greece?
Greece offers multiple expat pathways. Major 2026 changes (Law 5275/2026): Digital Nomad Visa must now be applied at consulate (no in-country), new Tech Visa and Talent Visa categories, stricter documentation. Golden Visa thresholds: €800K (Athens/Thessaloniki/Mykonos/Santorini), €400K (rest of Greece), €250K (conversions/historic buildings) — min 120sqm, Airbnb banned on GV properties. After 7 years: Greek citizenship (B1-B2 language + PEG exam).
What is healthcare like in Greece for expats?
Greece has a public healthcare system (ESY — Ethniko Systima Ygeias) that provides free or heavily subsidised care to registered residents. However, years of austerity have stretched public hospitals, and most expats supplement with private health insurance or use private clinics for non-emergency care. Private healthcare in Greece is excellent quality and significantly cheaper than in northern Europe or the US.
What are the best cities to live in Greece as an expat?
The most popular expat cities in Greece are Athens, Thessaloniki, Crete, Rhodes. Each offers a different lifestyle and price point — from budget-friendly options to cosmopolitan capitals. See our individual city guides for detailed cost of living, neighborhoods, and lifestyle information.
Is Greece a good place to live as an expat in 2026?
Ancient history, island paradise, and a surprisingly affordable Mediterranean life 300+ Days of Sunshine, Genuine Affordability, Living History are among the top reasons expats choose Greece. See our complete guide for visa options, cost of living, healthcare, and more.

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