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🇺🇸 The expat guide · 2026

United States.

The world's largest economy — endless opportunity, cultural diversity, and global career mobility

Federal Minimum Wage

$7.25/hr

Many states higher (CA $16.90, NYC $17.00); unchanged since 2009

EB-5 Investor Visa

$800K–$1.05M

$800K TEA / $1.05M standard; 10 US jobs required

Manhattan 1BR Rent

$4,000–$5,000/mo

Avg $4,890 (Mar 2026)

H-1B Annual Cap

85,000/yr

Denial rate now 28% (2026); $100K petition fee from Sep 2025

Global Peace Index

#131

2025 GPI; score 2.443 (down from 2.622)

Verified May 24, 2026

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Stunning aerial view of Chicago skyline and beachfront along Lake Michigan.
Living in United States

Why move to United States?

The United States remains the world's top destination for ambitious expats, with a $30.6 trillion GDP, over 348 million people, and an unmatched ecosystem of tech hubs, financial centers, and world-class universities. From New York's global finance scene to Miami's booming Latin American gateway, the US offers extraordinary career opportunities, cultural diversity, and a standard of living that — while expensive — delivers access to innovation, entertainment, and professional networks found nowhere else on Earth.

At a glance

The United States basics

12 essentials every expat should know — from the practical to the political.

Capital
Washington, D.C.
Population
~348 million (2026)
Currency
US Dollar ($)
Official Language
English (designated 2025)
Other Languages
Spanish widely spoken (~13%)
Time Zones
EST, CST, MST, PST, AKST, HST
Climate
Varies — arctic to tropical
Avg. Internet Speed
~250 Mbps
Emergency Number
911
Visa Waiver (ESTA)
41 countries, 90 days
Travel Ban (2026)
19 countries fully/partially restricted (expanded Jan 1, 2026)
English
Native language
Why expats choose it

9 reasons people stay longer than they planned

The pull of United States isn't one big thing — it's a stack of small ones, each compounding the others.

💼

Unmatched Career Opportunities

Home to Silicon Valley, Wall Street, Hollywood, and the world's top universities. The US offers salaries 2–5× higher than most developed nations and unmatched professional mobility across 50 states.

🌎

Incredible Cultural Diversity

Over 45 million foreign-born residents make the US the most diverse country on Earth. Every major city has thriving international communities, cuisines, and cultural institutions from every corner of the globe.

🎓

World-Class Education

17 of the world's top 20 universities are American. From K-12 to PhD programs, the US education system attracts 1.1 million international students annually and opens doors to global careers.

🚀

Innovation & Entrepreneurship

The US leads globally in venture capital ($170B+ annually), startup ecosystems, and patent filings. Visa categories like the O-1 and EB-5 are specifically designed for entrepreneurs and exceptional talent.

🏔️

Geographic Variety

From tropical beaches in Hawaii and Florida to Rocky Mountain ski resorts, Pacific Northwest forests, and New England autumn — the US offers every climate and landscape within one country's borders.

💰

High Earning Potential

US median household income is $80,610/year. Tech workers earn $120K–$250K+ in major hubs. Even adjusted for cost of living, American salaries provide more disposable income than most OECD countries.

🏥

Cutting-Edge Healthcare

The US leads the world in medical research, pharmaceutical innovation, and specialist care. While expensive without insurance, employer-sponsored plans cover 155 million Americans with access to the planet's most advanced treatments.

🎭

Entertainment & Culture Capital

Broadway, Hollywood, Nashville, the Smithsonian, NBA, NFL, MLS — the US produces and hosts more entertainment, sports, and cultural events than any other country. There is always something happening.

🌐

Global Connectivity

Major US airports offer direct flights to virtually every global destination. The US passport ranks among the world's most powerful, and the dollar is the world's reserve currency, simplifying international finance.

Where to land

11 cities, 11 different lives

Pick the rhythm that fits — capital buzz, beach mornings, or a slow-living escape.

Impressive cityscape of New York City featuring the iconic One World Trade Center amidst modern skyscrapers.
8.3 million
🗽

New York City

The world's capital — finance, culture, and opportunity at the highest level

$4,500–$6,500 /mo

Finance professionals, creatives, tech workers

Read guide
Captivating view of Miami's illuminated skyline at night, showcasing its modern architecture and vibrant city life.
450,000
🌴

Miami

Latin America's gateway to the US — sun, business, and no state income tax

$3,200–$5,000 /mo

Finance, tech, Latin America business

Read guide
Vibrant long exposure of Downtown Los Angeles skyscrapers at night, showcasing the city skyline.
3.9 million
🎬

Los Angeles

Entertainment capital of the world — creative careers, year-round sunshine, and global diversity

$3,500–$5,500 /mo

Creatives, tech workers, entrepreneurs

Read guide
Beautiful view of San Francisco skyline with tranquil waters and a dramatic sunset sky.
808,000
🌉

San Francisco

The world's tech capital — AI boom, iconic hills, and the highest salaries on Earth

$4,500–$7,000 /mo

Tech workers, AI engineers, startup founders

Read guide
Stunning view of Chicago's skyline with calm waterfront reflections under a clear sky.
2.7 million
🏙️

Chicago

America's most livable big city — world-class culture, lakefront living, and Midwest affordability

$2,800–$4,500 /mo

Professionals, families, international workers

Read guide
Illuminated skyscrapers reflecting in the river at night in downtown Austin, Texas.
1.1 million
🎸

Austin

America's #1 tech boomtown — no state income tax, live music capital, and startup paradise

$2,400–$3,800 /mo

Tech workers, startup founders, digital nomads

Read guide
View of San Diego skyline with tall buildings and a ship on a bright day.
1.4 million
🏖️

San Diego

America's finest city — perfect climate, biotech powerhouse, and beach lifestyle

$3,200–$5,000 /mo

Biotech workers, military families, outdoor lovers

Read guide
Stunning view of Denver's cityscape with skyscrapers under a colorful sunset sky.
715,000
🏔️

Denver

The Mile High City — tech boom, outdoor paradise, and Rocky Mountain quality of life

$2,600–$4,200 /mo

Tech workers, outdoor enthusiasts, remote workers

Read guide
Panoramic view of Seattle with the iconic Space Needle under a clear blue sky.
750,000

Seattle

The Emerald City — Amazon/Microsoft HQ, coffee culture, and Pacific Northwest outdoor paradise

$3,500–$5,500 /mo

Tech workers, outdoor enthusiasts, coffee lovers

Read guide
Stunning view of Boston's skyline featuring the iconic John Hancock Tower and modern architecture.
675,000
🎓

Boston

America's brain capital — Harvard, MIT, world-class biotech, and 400 years of history

$4,000–$6,000 /mo

Biotech/pharma, academics, healthcare professionals

Read guide
View of Nashville's iconic AT&T Building and downtown skyline.
690,000
🎵

Nashville

Music City USA — country music capital, booming healthcare hub, and no state income tax

$2,500–$4,000 /mo

Healthcare workers, musicians, entrepreneurs, remote workers

Read guide
Deep dives

Everything, in plain words

Visa rules, healthcare, schools, taxes — written like a friend would explain it, not like a brochure.

🛂

Visa & Residency

The US immigration system is among the most complex in the world, with over 180 visa categories spanning work, family, investment, and humanitarian paths. For most expats, the key routes are employment-based visas (H-1B, L-1, O-1), family sponsorship, or the Diversity Visa Lottery. **MAJOR 2026 POLICY CHANGES:** the Trump administration introduced a $100,000 H-1B petition fee (Sep 2025), raised H-1B denial rates to ~28% via wage-floor enforcement, expanded the travel ban Jan 1 2026 (now affects 19 countries fully or partially), and ended in-country adjustment of status for most temporary visa holders (May 2026) — most now must apply for Green Cards from their home country consulate. Consular wait times can exceed one year. Verify the latest USCIS policy before committing to a US move.

Read
🏥

Healthcare

The US healthcare system is the most expensive in the world but also offers cutting-edge medical technology and specialist care. Unlike most developed countries, there is no universal public healthcare — most residents rely on employer-sponsored insurance, marketplace plans, or government programs (Medicare/Medicaid). For expats, understanding insurance options is critical before arriving. **2026 cost shift:** ACA Marketplace premiums increased an average of 26% for 2026 (17% in state-run marketplaces, 30% on Healthcare.gov), driven by hospital cost growth, GLP-1 medication utilisation, and tariff threats. Enhanced premium tax credits introduced during COVID expired at end of 2025 — if Congress does not extend them, average out-of-pocket marketplace premiums roughly double (from ~$888 to ~$1,904 per year).

Read
💰

Cost of Living

The US offers high salaries but also high costs — particularly for housing, healthcare, and education. A single expat in a major city needs $2,900–$6,500/month depending on location. Understanding banking, taxes, and the true cost structure is critical for making your US move financially successful.

Read
🏠

Housing

The US rental market is competitive, fast-moving, and varies dramatically by city. Most expats rent for their first 1–2 years before considering buying. Understanding credit checks, broker fees, lease terms, and the application process will save you time and thousands of dollars.

Read
💼

Work & Business

The US job market is the largest and most dynamic in the world, with 160+ million employed workers across every industry. For expats, the key challenge is securing visa sponsorship — but once you're in, the career mobility, salary levels, and professional development opportunities are unmatched globally.

Read
🌆

Daily Life

Daily life in the US offers extraordinary convenience, diversity, and choice — from 24/7 grocery delivery to world-class dining in every cuisine imaginable. Understanding American customs, tipping, transportation, and social norms will help you feel at home faster.

Read
✈️

Moving Guide

Moving to the US requires careful planning across visas, housing, finances, healthcare, and logistics. This guide covers the practical steps from decision to settling in — including what to do before you leave, your first week in the US, and the critical tasks for your first 90 days.

Read
📚

Education

The US education system spans free public schools (K-12), elite private schools, and the world's most prestigious universities. For expat families, understanding school zones, the college application process, and the dramatic quality differences between districts is essential.

Read
🌅

Lifestyle

The US offers an unparalleled range of lifestyle options — from outdoor adventures across 63 national parks to world-class arts, sports, dining, and entertainment. Whether you're a beach lover in Miami, a culture enthusiast in New York, or an outdoor adventurer in Colorado, the US has something for everyone.

Read
📈

Investing

Everything expats need to know about investing in United States — from property and stocks to tax-efficient strategies, brokerage access, and building wealth abroad.

Read
Plan your move

Tools to plan your move to United States

Practical tools to turn an idea into a real plan — pick a season, time your visa, build a budget, even live a day before you go.

Rankings

Where United States ranks

See where United States sits in our independent expat rankings — cost, safety, healthcare, and more.

FAQ

Honest answers

The questions everyone asks before they pack a single box.

How much does it cost to live in United States as an expat?
Living costs in United States vary by city and lifestyle. The world's largest economy — endless opportunity, cultural diversity, and global career mobility. Check our detailed cost of living guides for city-specific breakdowns.
What visa do I need to move to United States?
The US immigration system is among the most complex in the world, with over 180 visa categories spanning work, family, investment, and humanitarian paths. For most expats, the key routes are employment-based visas (H-1B, L-1, O-1), family sponsorship, or the Diversity Visa Lottery. **MAJOR 2026 POLICY CHANGES:** the Trump administration introduced a $100,000 H-1B petition fee (Sep 2025), raised H-1B denial rates to ~28% via wage-floor enforcement, expanded the travel ban Jan 1 2026 (now affects 19 countries fully or partially), and ended in-country adjustment of status for most temporary visa holders (May 2026) — most now must apply for Green Cards from their home country consulate. Consular wait times can exceed one year. Verify the latest USCIS policy before committing to a US move.
What is healthcare like in United States for expats?
The US healthcare system is the most expensive in the world but also offers cutting-edge medical technology and specialist care. Unlike most developed countries, there is no universal public healthcare — most residents rely on employer-sponsored insurance, marketplace plans, or government programs (Medicare/Medicaid). For expats, understanding insurance options is critical before arriving. **2026 cost shift:** ACA Marketplace premiums increased an average of 26% for 2026 (17% in state-run marketplaces, 30% on Healthcare.gov), driven by hospital cost growth, GLP-1 medication utilisation, and tariff threats. Enhanced premium tax credits introduced during COVID expired at end of 2025 — if Congress does not extend them, average out-of-pocket marketplace premiums roughly double (from ~$888 to ~$1,904 per year).
What are the best cities to live in United States as an expat?
The most popular expat cities in United States are New York City, Miami, Los Angeles, San Francisco, Chicago. Each offers a different lifestyle and price point — from budget-friendly options to cosmopolitan capitals. See our individual city guides for detailed cost of living, neighborhoods, and lifestyle information.
Is United States a good place to live as an expat in 2026?
The world's largest economy — endless opportunity, cultural diversity, and global career mobility Unmatched Career Opportunities, Incredible Cultural Diversity, World-Class Education are among the top reasons expats choose United States. See our complete guide for visa options, cost of living, healthcare, and more.

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