First 30 Days: Setting Up in Singapore
Singapore's bureaucratic setup is efficient but has a specific sequence — your FIN number, address proof, and bank account chain together. Getting the sequence right saves time and frustration.
- Day 1: Collect EP card from MOM Pass Office (if not mailed) — your FIN number is on this card; bring passport + In-Principal Approval (IPA) letter
- Get a SIM card at Changi Airport arrival hall (Singtel, StarHub, M1 counters) using your passport; telco confirmation letter serves as address proof for bank account
- Find accommodation: use PropertyGuru or 99.co; a serviced apartment or Airbnb for the first month gives flexibility while you search
- Open bank account: DBS allows online opening for EP holders; OCBC and UOB require a branch visit; bring passport, EP card, and tenancy agreement or telco letter
- Register at ICA within 30 days: if your EP was issued abroad, complete your FIN registration at ICA onestop@novena or online via MyICA
- Employer onboarding: confirm CPF account activation (for citizens/PRs), IRAS tax registration (for first-year EP), and group insurance enrollment
