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🇵🇭 Philippines

Healthcare

The Philippines has excellent private hospitals in Manila and Cebu - English-speaking doctors, many US-trained, at 60–80% below American prices. Outside major cities, facilities are limited.

Data verified August 13, 2026

$80–$150/mo

Private Health Insurance

International plan covering Philippines + evacuation

$20–$50 USD

Private GP Visit

English-speaking doctors at Manila/Cebu private hospitals

St. Luke's, Makati Medical

Top Hospitals

JCI-accredited, world-class private care in Manila

60–80% cheaper

vs. US Cost

Private procedures vs. US equivalent

Open to residents

PhilHealth

Public insurance; supplement with private plan

Overview

The Philippines has excellent private hospitals in Manila and Cebu - English-speaking doctors, many US-trained, at 60–80% below American prices. Outside major cities, facilities are limited. International health insurance is strongly recommended for all expats.

Key Takeaways

  • St. Luke's Medical Center (Manila BGC and Quezon City): flagship private hospital; JCI accredited; English throughout; every specialty
  • International plans (Cigna, Aetna, Pacific Cross): $80–$200/month; covers all major Philippine private hospitals plus medical evacuation
1

Best Private Hospitals for Expats

The Philippines' top private hospitals are genuinely world-class - JCI-accredited, English throughout, with many specialists who trained in the US, UK, or Australia.

  • St. Luke's Medical Center (Manila BGC and Quezon City): flagship private hospital; JCI accredited; English throughout; every specialty
  • Makati Medical Center: one of Manila's oldest and most respected; strong ER and surgical departments
  • The Medical City (Pasig/Iloilo): full-service hospital group; good reputation for diagnostics
  • Cardinal Santos Medical Center (San Juan): highly regarded for cardiac and oncology
  • Cebu: Chong Hua Hospital (best in Visayas), Cebu Doctors' University Hospital
  • Dumaguete: Silliman University Medical Center - solid provincial hospital for routine and moderate care
  • Costs: specialist consultation $30–$80; blood work panel $30–$60; appendectomy $2,000–$4,000 (vs. $30,000+ in US)
2

Health Insurance for Philippine Expats

Most expats combine international health insurance (for coverage and evacuation) with PhilHealth (for access to the public system as a backup).

  • International plans (Cigna, Aetna, Pacific Cross): $80–$200/month; covers all major Philippine private hospitals plus medical evacuation
  • SafetyWing: $56/month; popular with nomads; covers Philippines well for most non-chronic conditions
  • PhilHealth: the national health insurance; open to foreign residents ($1,200/year voluntary contribution); provides access to public hospitals
  • Local Philippine plans: Maxicare, Medicard - $50–$100/month; covers Philippine hospitals only; no evacuation
  • Recommendation: international plan for evacuation + Maxicare/Medicard for local walk-in convenience
  • Digital Nomad Visa requirement: must show valid health insurance with $50,000+ coverage
FAQs

Common Questions - Healthcare in Philippines

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