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40 Countries · Updated 2026

Best European Countries for Expat Investors

Europe offers everything from 0% capital gains in Georgia and Malta to golden visa programs in Portugal, Greece, and Spain. Whether you want EU residency through investment or simply a tax-efficient base for your portfolio, these are the best European countries for expat investors.

Disclaimer: Tax rates, investment rules, and visa programs change frequently. The data below is for informational purposes only — always verify with official sources and consult qualified professionals. Read full disclaimer

40

Countries

16

Zero CGT

3

Golden Visa

38

Foreigner property OK

1
🇪🇸

Spain

Sun-soaked, affordable, and welcoming — Europe's most liveable expat destination with an unbeatable quality of life

CGT: 19–30% Foreigners OK from €1,600
2
🇬🇪

Georgia

1-year visa-free for 100+ nationalities, 1% flat tax, ultra-low costs, and the Caucasus mountains at your door

CGT: 0% (listed securities) Foreigners OK
3
🇹🇷

Turkey

Golden Visa

Istanbul bridges Europe and Asia — world-class food, 42 JCI hospitals, a dedicated Digital Nomad Visa, and your dollar goes remarkably far

CGT: 0% on BIST after 1yr Foreigners OK $400,000 property from $1,200
4
🇨🇿

Czech Republic

Medieval beauty, world's best beer, EU access — at a fraction of Western European prices.

CGT: 0% after 3yr Foreigners OK from €1,400
5
🇭🇷

Croatia

EU's Adriatic gem — digital nomad visa, Mediterranean lifestyle, and eurozone living at half the Western European price

CGT: 10% Foreigners OK from €1,200
6
🇧🇬

Bulgaria

The EU's lowest taxes — 10% flat income and corporate tax, euro adopted in 2026, Schengen member, and home to Europe's cheapest digital nomad hub in Bansko

CGT: 10% Foreigners OK from €600
7
🇷🇴

Romania

EU membership, 10% flat income tax, and a 1% micro-enterprise revenue tax — Transylvania, the Carpathians, and a thriving tech scene from €1,000/month

CGT: 10% Foreigners OK
8
🇨🇾

Cyprus

EU island with 17-year non-dom tax haven and 340 sunny days

CGT: 20% Foreigners OK
9
🇲🇹

Malta

English-speaking EU island at the heart of the Mediterranean — non-dom tax haven, full Schengen access, WHO top-5 healthcare

CGT: 0% after 1yr hold Foreigners OK
10
🇪🇪

Estonia

Europe's most digital nation — e-Residency, a flat 22% tax, and a world-class nomad visa

CGT: 20% on distribution Foreigners OK
11
🇱🇻

Latvia

Art Nouveau capital, Baltic affordability, and a pioneering digital nomad visa with a 15% flat tax

CGT: 20% Foreigners OK
12
🇸🇪

Sweden

Scandinavia's innovation capital — world-leading English skills, a legendary tech ecosystem, and the gold standard of work-life balance

CGT: 30% Foreigners OK
13
🇨🇭

Switzerland

The world's wealthiest, safest, and most orderly nation — exceptional salaries, pristine alpine landscapes, and a quality of life that justifies every Swiss franc

CGT: 0% (private investors) Foreigners OK from CHF 5,000
14
🇧🇪

Belgium

The heart of Europe — EU capital, trilingual culture, generous expat tax regime, and a gateway to France, Germany, and the Netherlands

CGT: 0% (individuals) Foreigners OK
15
🇱🇺

Luxembourg

Europe's wealthiest micro-state — a multilingual financial powerhouse where nearly half the population is foreign-born, salaries are the EU's highest, and three countries are a 30-minute drive away

CGT: 0% after 6mo hold Foreigners OK €3,400–€3,500 net
16
🇲🇰

North Macedonia

The Balkans' best-kept secret — UNESCO heritage, lakeside living, and one of Europe's lowest costs of living with a growing digital nomad scene

CGT: 10% Foreigners OK
17
🇳🇱

Netherlands

Europe's most international nation — exceptional English, world-class cycling infrastructure, 30% tax ruling for skilled expats, and a gateway to the continent

CGT: Box 3 36% Foreigners OK ~€148–165/mo
18
🇲🇪

Montenegro

Europe's best-kept secret — official digital nomad visa, 9–15% income tax, Adriatic coastline, and a comfortable life from €900/month

CGT: 9% Foreigners OK
19
🇲🇩

Moldova

Europe's hidden gem — ultra-affordable living, a brand-new digital nomad visa, and a warm wine-country culture

CGT: 12% Foreigners OK
20
🇬🇷

Greece

Ancient history, island paradise, and a surprisingly affordable Mediterranean life

CGT: 15% Foreigners OK from €1,400

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