Expat Topics
Cost of Living in Kotor (2026)
Monthly budget breakdown for expats living in Kotor, Montenegro
Last updated: March 2026
The cost of living in Kotor, Montenegro for an expat in 2026 averages €500–€850 per month for 1-br apt (old town or škaljari). Key costs include 1-br apt (old town or škaljari) (€500–€850), groceries (market + voli dobrota) (€180–€280), dining out (3–4x/week) (€100–€180).
Kotor is a popular destination for expats relocating to Montenegro. Kotor might be the most beautiful small city in Europe. The medieval walled Old Town sits at the junction of the Bay of Kotor and the Škurda River, backed by near-vertical limestone mountains that rise to 1,200 metres above sea level. Below is a detailed monthly budget breakdown based on real expat spending data.
Monthly Expenses Breakdown
| Expense | Monthly Cost |
|---|---|
| 1-BR apt (Old Town or Škaljari) | €500–€850 |
| Groceries (market + Voli Dobrota) | €180–€280 |
| Dining out (3–4x/week) | €100–€180 |
| Utilities (electricity + cooling/heating) | €110–€160 |
| Mobile data (500 GB plan) | €10–€15 |
| Transport (car or taxi) | €80–€150 |
| Health insurance (private) | €30–€80 |
| Gym membership | €25–€50 |
| Total (comfortable) | €1,000–€1,600 |
Kotor Quick Facts
English Level
Good
Best For
Writers, artists, retirees, couples, culture lovers
Monthly Budget
€1,000–€1,600
1-BR Old Town Rent
€500–€842/mo
Internet Speed
~30–50 Mbps in Old Town; fibre in new areas
Tourist Crowds
Intense Jul–Aug; quiet Nov–Mar
UNESCO Status
Yes — Natural and Culturo-Historical Region of Kotor
Frequently Asked Questions
How much does it cost to live in Kotor per month?
Monthly costs in Kotor depend on your lifestyle. Key expenses include 1-br apt (old town or škaljari) (€500–€850), groceries (market + voli dobrota) (€180–€280), dining out (3–4x/week) (€100–€180). See the full breakdown above for a complete picture.
Is Kotor affordable for expats?
Kotor is a popular expat destination with costs that vary by neighborhood and lifestyle. Many expats find they can live comfortably on a mid-range budget.
What is the average rent in Kotor?
Rental prices vary by neighborhood and apartment type. Check the table above for current rates.