Expat Topics
Cost of Living in Accra (2026)
Monthly budget breakdown for expats living in Accra, Ghana
Last updated: March 2026
The cost of living in Accra, Ghana for an expat in 2026 averages $500–800 per month for 1br furnished apartment (osu/east legon). Key costs include 1br furnished apartment (osu/east legon) ($500–800), utilities (electricity, water, internet) ($80–150), groceries ($200–350).
Accra is a popular destination for expats relocating to Ghana. Accra is Ghana's pulsating capital and the epicentre of Africa's diaspora homecoming — the 2019 Year of Return and Beyond the Return initiative have transformed it into a magnet for Afro-diaspora entrepreneurs, creatives, and remote workers from the US, UK, Caribbean, and beyond. The tech scene is real and growing: the Accra Digital Centre houses 28+ startups, Impact Hub Accra in Osu anchors the coworking ecosystem (monthly desks from $50), and fintech innovation driven by mobile money is creating genuine opportunity. Below is a detailed monthly budget breakdown based on real expat spending data.
Monthly Expenses Breakdown
| Expense | Monthly Cost |
|---|---|
| 1BR Furnished Apartment (Osu/East Legon) | $500–800 |
| Utilities (electricity, water, internet) | $80–150 |
| Groceries | $200–350 |
| Dining Out (mix local & expat) | $100–250 |
| Transport (Bolt/Uber) | $60–120 |
| Gym Membership | $40–80 |
| Health Insurance | $170–330 |
| Entertainment & Social | $100–200 |
| Total Comfortable Budget | $800–1,500 |
Accra Quick Facts
Best For
Entrepreneurs, culture lovers, digital nomads
English Level
Good (official language)
1BR Furnished (Expat)
$500–800/mo
Monthly Budget
$800–1,500
Climate
Tropical 25–32°C
Internet
Fibre 30–80 Mbps
Visa
Tourist 60 days
Diaspora Hub
Beyond the Return
Frequently Asked Questions
How much does it cost to live in Accra per month?
Monthly costs in Accra depend on your lifestyle. Key expenses include 1br furnished apartment (osu/east legon) ($500–800), utilities (electricity, water, internet) ($80–150), groceries ($200–350). See the full breakdown above for a complete picture.
Is Accra affordable for expats?
Accra is a popular expat destination with costs that vary by neighborhood and lifestyle. Many expats find they can live comfortably on a mid-range budget.
What is the average rent in Accra?
Rental prices vary by neighborhood and apartment type. Check the table above for current rates.