Expat Topics
Cost of Living in Cartagena (2026)
Monthly budget breakdown for expats living in Cartagena, Colombia
Last updated: March 2026
The cost of living in Cartagena, Colombia for an expat in 2026 averages $450–700 per month for 1br furnished apartment (bocagrande). Key costs include 1br furnished apartment (bocagrande) ($450–700), 1br furnished apartment (getsemaní) ($350–550), groceries (home cooking) ($130–220).
Cartagena is a popular destination for expats relocating to Colombia. Cartagena is Colombia's crown jewel on the Caribbean coast — a UNESCO World Heritage walled city of pastel colonial architecture, bougainvillea-draped balconies, and cobblestone streets, surrounded by turquoise water and backed by a modern beach city. With a tropical climate (28–32°C year-round), excellent seafood, and a slower, more sensory pace of life, it attracts a different kind of expat — retirees, writers, remote workers who want beach access, and those drawn to colonial heritage living. Below is a detailed monthly budget breakdown based on real expat spending data.
Monthly Expenses Breakdown
| Expense | Monthly Cost |
|---|---|
| 1BR Furnished Apartment (Bocagrande) | $450–700 |
| 1BR Furnished Apartment (Getsemaní) | $350–550 |
| Groceries (home cooking) | $130–220 |
| Dining out (seafood + local) | $150–280 |
| Transport (taxis + motos) | $50–90 |
| Utilities (electricity — AC heavy) | $80–140 |
| Internet (fiber / cable) | $25–45 |
| Health insurance | $50–120 |
| Total (comfortable) | $900–1,400 |
Cartagena Quick Facts
Best For
Retirees, beach lovers, history buffs
Internet Speed
~30 Mbps avg.
English Level
Basic to Moderate
Monthly Budget
$900–$1,400
1-BR Rent (Bocagrande)
$450–$700/mo
Climate
28–32°C year-round, Caribbean tropical
Best Expat Areas
Getsemaní, Bocagrande, Old City
UNESCO
World Heritage City — colonial walled city
Airport
Rafael Núñez (CTG) — direct from Miami/NY
Frequently Asked Questions
How much does it cost to live in Cartagena per month?
Monthly costs in Cartagena depend on your lifestyle. Key expenses include 1br furnished apartment (bocagrande) ($450–700), 1br furnished apartment (getsemaní) ($350–550), groceries (home cooking) ($130–220). See the full breakdown above for a complete picture.
Is Cartagena affordable for expats?
Cartagena is a popular expat destination with costs that vary by neighborhood and lifestyle. Many expats find they can live comfortably on a mid-range budget.
What is the average rent in Cartagena?
Rental prices vary by neighborhood and apartment type. Check the table above for current rates.