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🇲🇹 Malta

Moving Guide

Malta is one of the easiest EU countries to move to as an English speaker. Bureaucracy is manageable, conducted in English, and relatively well-digitalised.

30–60 working days

NRP Processing

Apply online; collect biometric card on arrival

3–4 months

GRP/TRP Processing

Property must be in place before application

8–10 weeks

EU Registration

Identità; residence card issued

1–3 weeks

Bank Account Opening

In-person; bring full source-of-funds documentation

3–5 days

Shipping from UK

Roll-on roll-off via Grimaldi Lines or Grandi Navi Veloci

5–7 days road + ferry

Shipping from Germany/Italy

Via Sicily ferry connection

Overview

Malta is one of the easiest EU countries to move to as an English speaker. Bureaucracy is manageable, conducted in English, and relatively well-digitalised. The critical path for non-EU nationals is the visa/permit application (NRP takes 30–60 working days; GRP 3–4 months), so apply before arriving. EU citizens should allow 8–10 weeks for the residence card. The main practical challenges are finding accommodation (competition in Sliema is fierce) and opening a bank account (AML requirements mean more paperwork than expected).

Key Takeaways

  • Visa/permit: non-EU nationals — apply for the appropriate permit online before arriving; NRP application can be submitted before or after arrival but requires Malta accommodation proof within 30 days of Approval in Principle
  • Week 1: Secure housing (sign lease); get a Maltese SIM card (GO, Melita, or Epic — prepaid from €10); use Revolut/Wise for immediate EUR payments
  • Shipping from UK: Grimaldi Lines ro-ro or specialist UK–Malta shippers; 1-BR flat contents: £1,500–£3,000 door-to-door; 3–5 days transit; no customs for EU-origin goods
1

Before You Move — Preparation

The key to a smooth Malta move is sorting the permit/visa and accommodation BEFORE arrival. Property lease must be in place for GRP/TRP/MPRP applications. For NRP applications, proof of accommodation is required within 30 days of receiving Approval in Principle, so securing housing before or immediately after arrival is essential.

  • Visa/permit: non-EU nationals — apply for the appropriate permit online before arriving; NRP application can be submitted before or after arrival but requires Malta accommodation proof within 30 days of Approval in Principle
  • GRP/TRP applicants: property (rental or purchase) must be secured before submitting the application — the qualifying property is a prerequisite, not an afterthought
  • Health insurance: buy comprehensive Malta-specific health insurance before departure; NRP requires pre-paid annual policy at time of application
  • Housing: Sliema and St Julian's move fast — browse MaltaProperty.com before arriving; consider a 1-month serviced apartment or Airbnb while you search
  • Tax consultation: if you are claiming non-dom status or GRP, consult a Maltese tax advisor BEFORE arriving — the structure of your income and the timing of your move affect your tax position from day one
  • Banking: prepare your source-of-funds documentation (bank statements, employment contracts, company accounts if self-employed, investment statements) — banks will ask extensively
  • EU citizens: notify your home country tax authority of your change in tax residence; get an S1 form from your home social security if you want to access public healthcare in Malta
  • Documents to bring: certified translations of birth certificate, marriage certificate (if applicable), criminal background check (apostilled), degrees/professional certifications — needed for many residency applications
2

First Weeks — Administrative Steps

Complete these steps in order during your first 1–3 months in Malta. English is universal throughout; no need for a translator.

  • Week 1: Secure housing (sign lease); get a Maltese SIM card (GO, Melita, or Epic — prepaid from €10); use Revolut/Wise for immediate EUR payments
  • Week 1–2 (EU citizens): Visit Identità (St Venera office) with passport, lease agreement, and health insurance proof → receive registration certificate → residency card issued 8–10 weeks later
  • Week 2–4 (NRP holders): Your permit process began before arrival; collect biometric residence card from Identità once notified
  • Within first month: Register with Malta Tax Authority (IRD) online (cfr.gov.mt) → receive TIN (Tax Identification Number); essential for employment, banking, and tax compliance
  • TIN in hand: Open a Maltese bank account (Bank of Valletta or HSBC Malta recommended for expats); bring passport, residence card/certificate, TIN, rental agreement, source-of-funds documents
  • Register with a GP: either at a government health centre (free if paying SSC) or a private GP (€15–€50/visit) — get registered early so you're not searching in an emergency
  • Social security number: if employed, your employer handles SSC registration; if self-employed, register with Social Security Department (socialsecurity.gov.mt) and Malta Tax
  • Driving: Malta drives on the left; EU driving licence valid indefinitely; non-EU licence must be exchanged within 1 year of establishing residence at Transport Malta
3

Relocation Costs

Moving to Malta from within Europe is logistically straightforward — the ferry routes from Italy and the UK are well-established. Air freight is expensive per kilo but fast. Most expats ship a few boxes and buy furniture locally.

  • Shipping from UK: Grimaldi Lines ro-ro or specialist UK–Malta shippers; 1-BR flat contents: £1,500–£3,000 door-to-door; 3–5 days transit; no customs for EU-origin goods
  • Shipping from Germany/Italy: road to Sicilian ferry port + ferry to Malta; 5–7 days; €800–€1,800 for 1-BR contents
  • Air freight: €5–€10/kg; only recommended for high-value small items; laptops and electronics better carried as hand luggage
  • Furniture: IKEA is in Malta (Qormi, near Valletta); local furniture shops throughout; Facebook Marketplace very active for second-hand
  • Legal/admin fees: NRP application €300; GRP/TRP admin fee €6,000; Malta Ltd formation €1,000–€2,500; tax advisor consultation €500–€1,500 initial setup
  • First-month cash buffer: budget €3,000–€5,000 for initial deposits (1–2 months rent), admin fees, furniture top-ups, and float before payroll/income begins
FAQs

Common Questions — Moving Guide in Malta

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