Housing

Most long-term unfurnished leases require a codeudor (Colombian property-owning co-signer). Expats typically bypass this by: (1) paying 3–6 months rent upfront, (2) renting from foreigner-friendly landlords in expat areas who waive this requirement, or (3) using furnished short-term rentals through Airbnb or Facebook groups. This becomes easier once you have a Cédula de Extranjería and a local banking history.

The cuota de administración is a monthly fee charged by apartment buildings and condos to cover shared services: security, concierge, gym, pool, and common area maintenance. It typically runs COP 120,000–320,000/month ($30–80 USD) and is almost always charged separately on top of rent. Always ask if it's included before signing.

Yes, Airbnb is widely used in Colombian cities, especially Medellín and Cartagena. It's the easiest way to secure furnished, move-in-ready accommodation for 1–3 months on arrival. Prices run 20–40% above equivalent long-term unfurnished rents, so it's ideal for the transition period but not a long-term cost strategy.

For a long-term unfurnished lease: 1–2 months security deposit, first month's rent, and sometimes an agency fee equivalent to half a month's rent. If you're in an expat-targeted building, these are often more flexible. Bring proof of income or bank statements — landlords want assurance you can pay.

Yes, with no restrictions. Foreigners have the same property rights as Colombian nationals. The process goes through a notaría (notary). Budget 2–3% of the purchase price for transfer taxes, notary fees, and registration. Hiring a local real estate lawyer for due diligence is strongly recommended for first-time buyers.