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🇳🇬 Nigeria

Healthcare

Nigeria's healthcare system is a tale of two worlds — private hospitals in Lagos and Abuja deliver quality care comparable to international standards, while public facilities outside major cities are severely underfunded. Expats overwhelmingly use private healthcare and carry international insurance that includes medical evacuation coverage.

$20–$50

GP Consultation (Private)

₦30,000–₦75,000 at private hospitals in Lagos/Abuja

$150–$500/mo

International Insurance

Comprehensive plans with medical evacuation coverage

Lagoon Hospital

Top Private Hospital

Multi-site Lagos facility; international accreditation

South Africa / Europe

Medical Evacuation

For complex surgeries and critical emergencies

Well-stocked in cities

Pharmacies

HealthPlus, MedPlus chains in Lagos and Abuja

Overview

Nigeria's healthcare system is a tale of two worlds — private hospitals in Lagos and Abuja deliver quality care comparable to international standards, while public facilities outside major cities are severely underfunded. Expats overwhelmingly use private healthcare and carry international insurance that includes medical evacuation coverage. English is used throughout the medical system, and top hospitals like Lagoon, Reddington, and Eko Hospital employ internationally trained doctors.

Key Takeaways

  • National Hospital Abuja and Lagos University Teaching Hospital (LUTH) are the flagship public facilities — handling complex cases and medical training
  • Lagoon Hospital (Lagos): multi-campus facility with locations on VI and the Mainland — international accreditation, full diagnostic capabilities, maternity services
  • International insurance recommended: Cigna, Allianz, Bupa Global, and AXA all offer Nigeria-specific plans from $150–$500/month
1

Public Healthcare System

Nigeria's public healthcare is administered through federal, state, and local levels but is severely underfunded, with the government spending less than 5% of GDP on health. Public hospitals in major cities handle high patient volumes but suffer from equipment shortages and long wait times.

  • National Hospital Abuja and Lagos University Teaching Hospital (LUTH) are the flagship public facilities — handling complex cases and medical training
  • Primary healthcare centers exist across the country but vary enormously in quality — urban centers are far better equipped than rural areas
  • National Health Insurance Authority (NHIA): the 2022 Act mandates health insurance for all Nigerians, but coverage remains low at approximately 10% of the population
  • Public hospital consultation fees are subsidized — ₦2,000–₦5,000 ($1.50–$3.50) but wait times of 4–8 hours are common
  • Drug shortages in public pharmacies are frequent — patients often need to purchase medications from private pharmacies
  • Medical brain drain: an estimated 10,000+ Nigerian doctors work abroad, contributing to understaffing in public facilities
2

Private Healthcare for Expats

Private hospitals in Lagos and Abuja are where most expats receive care. These facilities employ internationally trained doctors, maintain modern equipment, and provide English-language services comparable to mid-range hospitals in Europe or the US.

  • Lagoon Hospital (Lagos): multi-campus facility with locations on VI and the Mainland — international accreditation, full diagnostic capabilities, maternity services
  • Reddington Hospital (Lagos): premium private hospital in VI with 24-hour emergency, ICU, and specialist clinics — popular with corporate expats
  • Eko Hospital (Lagos): Ikeja-based with a growing reputation for cardiology, orthopedics, and general surgery
  • Cedar Crest Hospital (Abuja): leading private facility in Gudu with comprehensive services including oncology and fertility
  • Private GP consultation: $20–$50 (₦30,000–₦75,000) — appointments usually same-day or next-day
  • Dental care widely available — cleaning ₦15,000–₦30,000 ($10–$20); filling ₦20,000–₦50,000 ($14–$35)
  • Specialist referrals available locally for most conditions; complex cardiac surgery or advanced oncology may require evacuation
3

Health Insurance for Expats

International health insurance with medical evacuation coverage is essential for expats in Nigeria. While local insurance options exist and are improving, international plans provide the broadest coverage and peace of mind for serious medical events.

  • International insurance recommended: Cigna, Allianz, Bupa Global, and AXA all offer Nigeria-specific plans from $150–$500/month
  • Medical evacuation coverage is critical — complex cases are evacuated to South Africa, Dubai, or Europe at costs of $30,000–$80,000+
  • Local insurance: HMOs like Leadway Health, Hygeia, and AXA Mansard offer affordable local plans from $30–$100/month — but limited international coverage
  • NHIA Act 2022: foreign residents are technically required to have health insurance — enforcement varies but compliance is recommended
  • Corporate expat packages typically include comprehensive health coverage through international insurers
  • Cash payment: many private hospitals require upfront payment or insurance pre-authorization before treatment
  • Prescription medications are available at private pharmacy chains (HealthPlus, MedPlus) — bring specialized medications from home as availability varies
FAQs

Common Questions — Healthcare in Nigeria

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